Privacy Policy

⚠️ DRAFT PLACEHOLDER — NEEDS LEGAL REVIEW. This text is a starting outline only and must be written or reviewed by a qualified lawyer before launch.

Version: 2026-10-draft

Information we collect

Account details (email), identity information (name, date of birth, SSN, address, phone, ID documents), financial information (employment, income, debts), loan and payment records, and technical data (IP address, device information, cookies required for login).

How we use it

To verify your identity, evaluate applications, service loans, prevent fraud, comply with law, and communicate with you.

How we share it

With service providers (e.g., identity verification, credit bureaus, payment processors, email delivery) and as required by law. [List to be finalized.]

How we protect it

Encryption in transit and at rest for sensitive fields (such as SSN), hashed passwords, access controls and audit logging.

Cookies

We use only strictly necessary cookies: le_session keeps you signed in and le_csrf protects your account from cross-site request forgery. We don't use advertising, analytics or tracking cookies. Remembering that you dismissed the cookie notice uses your browser's local storage, not a cookie.

Your data

Signed-in customers can download a copy of their data and request account deletion from Privacy & your data. Where we must keep loan or credit-decision records by law, we remove your personal details and keep only the anonymized records.

Your choices and rights

[Gramm-Leach-Bliley Act privacy notice, CCPA/state privacy rights, and opt-out details to be drafted by counsel.]

Retention

[Record-retention periods required for lending to be confirmed.]

Contact

Email support@loanease.top or use our contact form for privacy questions.