How LoanEase works
A simple, transparent process from rate check to repayment.
Create your account
Sign up with your email and a strong password, and agree to our Terms, Privacy Policy and E-Sign consent. We'll email you a link to verify your address.
Complete your profile
Add your legal name, date of birth, address, employment and income, and your SSN (encrypted and never shown in full). Upload a photo of a government-issued ID.
Apply
Pick your amount, term and purpose, confirm your income and monthly debts, review everything, and submit. It takes about five minutes.
Review
Our team reviews your application. You can follow its status and message us from your dashboard.
Accept your offer
If approved, you'll see your APR, monthly payment, total cost and full payment schedule. E-sign to accept.
Get funded & repay
Once funded, your dashboard shows your next payment, schedule and payment history. Pay early anytime with no penalty.