How LoanEase works
A simple, transparent process from application to repayment.
Create your account
Sign up with your email and a password of at least 12 characters, and agree to our Terms, Privacy Policy and E-Sign consent. We'll email you a link to verify your address.
Complete your profile
Add your legal name, date of birth, address, employment and income, and your SSN (US) or SIN (Canada) — encrypted and never shown in full. Upload a photo of a government-issued ID.
Apply
Pick your amount, term and purpose, confirm your income and monthly debts, review everything, and submit. It takes about five minutes.
Review
Our team reviews your application. You can follow its status and message us from your dashboard.
Accept your offer
If approved, you'll see your APR, monthly payment, total cost and full payment schedule. E-sign to accept.
Get funded & repay
Funds go to your verified bank account, and we email you our payment details. Your dashboard shows your remaining principal, payoff amount, next payment, schedule and payment history. Pay extra or pay off early anytime with no penalty.