Terms of Service

⚠️ DRAFT PLACEHOLDER — NEEDS LEGAL REVIEW. This text is a starting outline only and must be written or reviewed by a qualified lawyer before launch.

Version: 2026-10-draft

1. Who we are

LoanEase (placeholder name) operates this website. The legal entity, address and licensing information will be added here.

2. Eligibility

You must be at least 18 years old and a resident of a state where we offer loans.

3. Your account

You are responsible for keeping your login credentials secure and for all activity on your account. Information you provide must be accurate and complete.

4. Loan applications

Submitting an application is not a guarantee of approval. Any loan is governed by the separate loan agreement you sign.

5. Electronic communications

By using the service you agree to receive disclosures and communications electronically as described in our E-Sign Consent.

6. Prohibited use

You may not misuse the service, provide false information, or attempt to access other users' data.

7. Disclaimers and limitation of liability

[To be drafted by counsel.]

8. Dispute resolution & governing law

[To be drafted by counsel.]

9. Changes

We may update these terms; we'll notify you of material changes.